北京商报讯（记者 胡永新）“购票时可能是误触了，导致在没有消费意愿的情况下购买了‘铁路乘意险’”。近期，北京商报记者报道的《12306保险卖出“极简风”，真的便民吗》引发广泛关注。记者调查发现，上述情况产生的背后，是因为在12306购买火车票时，点击购买“铁路乘意险”选项时，没有任何其它提示，便直接成功与火车票一同进行了支付。
6月10日，北京商报记者注意到，12306App中目前已经对保险选购的展示界面进行了优化，当勾选“铁路乘意险”购买时，会显示“已选：5元x1份”这一信息。
此外，针对记者致函采访的中国铁路保险公众号“铁路自保”提供的“理赔服务”选项点击后并未有功能性信息，目前点击该选项后网上股票配资，会收到有关保险报案、保险理赔相关的服务信息。
","del":0,"gnid":"90673967b3786e996","img_data":[{"flag":2,"img":[{"desc":"","height":"514","title":"","url":"/uploads/allimg/240811/135H41916-1.jpg","width":"500"},{"desc":"","height":"499","title":"","url":"/uploads/allimg/240811/135H4MU-2.jpg","width":"499"},{"desc":"","height":"1005","title":"","url":"/uploads/allimg/240811/135H4C60-3.jpg","width":"500"}]}],"original":0,"pat":"art_src_3,fts0,sts0","powerby":"cache","pub_time":1717995120000,"pure":"","rawurl":"http://zm.news.so.com/0a35ff4228d4b07c5d4a0da0e6a9ee90","redirect":0,"rptid":"0b7b5fa7b22c314f","rss_ext":[],"s":"t","src":"北京商报","tag":[{"clk":"keconomy_1:保险","k":"保险","u":""},{"clk":"keconomy_1:北京商报","k":"北京商报","u":""}],"title":"追踪｜12306优化保险选购界面","type":"zmt","wapurl":"http://zm.news.so.com/0a35ff4228d4b07c5d4a0da0e6a9ee90","ytag":"财经:金融证券:股票","zmt":{"brand":{},"cert":"北京商报官方账号","desc":"以经济视角审视社会万象，用生动的新闻语言讲述复杂的财经故事。","fans_num":1597,"id":"2623399506","is_brand":"0","name":"北京商报","new_verify":"4","pic":"https://p0.img.360kuai.com/t01f56bccf47ad1783b.jpg","real":1,"textimg":"https://p9.img.360kuai.com/bl/0_3/t017c4d51e87f46986f.png","verify":"0"},"zmt_status":0}","errmsg":"","errno":0}